Hi,
Thanks alp; sorry if I do come across as angry but then people have made our lives so very difficult for absolutely nothing we've done against them and it's always with us not allowing us to fully relax; Bron is still terrified my family will at some point get in touch.
How times change though alp; 41 years ago Bron and I were turned down for a £2,200 mortgage but now we often see people on "Grand designs" borrowing well in excess of £500,000. People talk about poverty but how is poverty defined these days; we struggled to buy food and clothes 65 years ago?
Buying a house is always a gamble because a lot can happen or change in 25 years; as you rightly say to fall behind with mortgage payments means losing the house; how many ended up in this exact situation a few years ago in the recession losing everything they had done their best to work for. I feel very sorry for all those made homeless due to floods which they have no control over; life can be so hard.
Kind regards, Colin.